7 money benefits and tips for military families

(1) Free College for Your Spouse and Children

The GI Bill provides valuable education benefits for service members, covering the full cost of in-state tuition for up to four academic years at a public college, or up to $26,042.81 per year for four academic years at private colleges (adjusted for inflation each year). And if you serve in the military for at least six years and agree to serve four more, you can transfer your GI Bill benefits to your spouse or children. Your spouse can use the transferred benefits right away, but children must wait until you’ve served for at least 10 years, and they must use these benefits before they turn age 26. For more information, see the VA’s Post 9/11 GI Bill benefits page.

(2) No-Interest Loans and Grants for Family Emergencies

Every branch of the service has a military aid society that provides no-interest loans and grants for emergency expenses, including home and car repairs, moving expenses that aren’t covered by the military and disaster relief. Several of the aid societies offered special COVID-19 relief funds over the past year, paying for unexpected expenses such as extra child care costs while schools were closed, financial help when a civilian spouse lost his or her job and emergency travel expenses to visit sick relatives. Some also offer scholarships for military spouses and children. For more information, see the Air Force Aid Society, Army Emergency Relief, Coast Guard Mutual Assistance and the Navy-Marine Corps Relief Society.

(3) Job Search Benefits for Military Spouses

It can be difficult for military spouses to find a job when they have to move frequently, and the military offers special programs to help them with education, training and their job search. “There are several benefits available to a military spouse that are often overlooked, such as the MyCAA education benefits,” said Patrick Beagle, a retired Marine helicopter pilot who is now a certified financial planner in Springfield, Virginia. The Military Career Advancement Account (MyCAA) scholarship, for example, provides up to $4,000 of tuition assistance to help military spouses pursue professional licenses, certifications or associate degree programs. The MyCAA program also offers career coaches. See the MyCAA resource page for more information.

(4) Low-Cost Life Insurance for Your Family

Members of the military can get up to $400,000 in low-cost life insurance through the Servicemembers Group Life Insurance (SGLI) program, and they can also get life insurance for their family members, including up to $100,000 of coverage for their spouses and up to $10,000 for their children. Premiums vary by age — $100,000 of coverage costs $54 for spouses under age 34. Dependents under age 18 can get up to $10,000 in life insurance for free (coverage can be extended for full-time students up to age 22). For more information, see the VA’s Family Servicemembers’ Group Life Insurance (FSGLI) page.

(5) Important Legal Protections and Documents

Members of the military can receive legal protections under the Servicemembers Civil Relief Act, and some of the provisions can help their family members, too. For example, service members can terminate a residential lease if they receive permanent change of station orders or a deployment that will last for more than 90 days. They can terminate a car lease if they receive PCS orders or are being deployed with a military unit for 180 days or more. Also, the legal affairs office on base can help service members get essential legal documents to help protect their families, such as a will and guardian for their children. They can set up a power of attorney so your spouse or another trusted family member or friend can handle your finances while you’re deployed. A healthcare proxy can also be important to designate someone to make medical decisions on your behalf if you’re unable to do so yourself. Click here to find the nearest legal assistance office.

(6) Make Sure Your Beneficiary Designations Are Up To Date

It’s important to update your will and other legal documents whenever you have major life changes, such as getting married or divorced. And it’s also important to update your beneficiary designations for your life insurance and retirement plans, such as your TSP. These accounts pass to your designated beneficiary no matter what your will says. Make sure your selected family members will inherit this money if anything happens to you. If you joined the military when you were young, you may have originally designated your parents or another relative as your beneficiary; review the designations every few years and whenever you have life changes.

(7) Build Up an Emergency Fund

Even though a military career provides job stability, there can still be unexpected expenses — especially with frequent moves and deployments. Having an emergency fund can be one of the most important financial tools to help your family cover costs they hadn’t prepared for without landing in expensive debt; whether it’s extra expenses from moving, additional child-care costs during deployment or if it takes a military spouse longer than expected to find a new job in a new city (or if it takes the service member a while to find a job after leaving the military). If you receive any extra money, such as from a bonus or tax refund, use some of it to build up your emergency fund. “I know many military families are anxious to attack their debt when they get a tax refund or a bonus of some sort, but I always stress that it’s important to have a sufficient emergency fund in place first,” said Lila Quintiliani, program director for Military Saves. “An emergency fund of $500 to $1,000 can allow you to meet unexpected financial challenges and prevent you from getting deeper into debt.”

Source: GoBankingRates, May 18, 2021

~E

How to make your own plant/seed-starter pots from newspaper

Making your own plant pots is both inexpensive and environmentally sustainable

Materials:

  • Newspaper: Newspapers with black or color ink are biodegradable and are considered safe for plants. Avoid glossy and shiny papers as they may not be safe for your garden.
  • Cylindrical object, such as a bottle or can

After the seedlings sprout, transfer the biodegradable seed-starter to your garden and let nature take care of the rest!

~E

#ThrowbackThursday: Remember Denver the Guilty Dog?

Remember this from 2011?

That was Denver The Guilty Dog. This video now has over 55 million views!

Denver passed away in 2018 at the age of 14. Yet his video – and memory – lives on YouTube forever.

Such a good boi!

DCG

Are we being prepared for U.S. government disclosure on UFOs?

Something strange is happening concerning UFOs (unidentified flying object).

Niall McCarthy reports for Statista, May 20, 2021, that according to the National UFO Reporting Center in the United States, which documents sightings of UFOs all over the world, sightings have become more numerous.

While there was a dip in reported sightings in 2018, there were more than 6,000 in 2019 and over 7,000 in 2020. So far in 2021, there have been close to a thousand up to the middle of May. While such numbers might have previously been ignored, encounters with UFOs involving radar tracking and advanced sensor imagery from experienced and trustworthy pilots are lending them more credibility.

Footage captured by the U.S. Navy in 2019 of an UFO is an example.

Mindy Weisberger reports for Live Science that on May 14, 2021, Jeremy Corbell, a filmmaker who produces documentaries about UFOs, posted the footage on his website, Instagram and YouTube, of a spherical object hovering in midair, moving side to side, then diving into the ocean.

2019 US Navy footage of spherical UFO

In the clip, which appears to have been shot off a monitor and has several edits, a dark, round blob sits above the horizon. Male voices are audible in the footage; one says “took off, bookin’ it,” as the object moves horizontally in the screen’s crosshairs. When the UFO appears to dive into the water, one of the off-screen voices says, “Whoa, it splashed!” as the UFO disappears.

According to Corbell, “the US Navy photographed and filmed ‘spherical’ shaped UFOs and advanced transmedium vehicles” — craft that can travel through air and water.

The footage of the spherical UFO was filmed on July 15, 2019, at approximately 11 p.m. PDT, from within the USS Omaha’s Combat Information Center, near the coast of San Diego, CA. Radar images of the UFO show a solid ball, measuring about 6 feet (2 meters) in diameter, flying at speeds of 46 to 158 mph (74 to 254 km/h) for over an hour, culminating with the sphere vanishing beneath the waves. No wreckage was found at the location where the object went down.

Corbell wrote: “A submarine was used in the search and recovered nothing. We do not know what, if anything, the Navy or Pentagon might be willing to say about the USS Omaha incident, but we are confident the incident is a legitimate mystery and look forward to whatever information might be forthcoming.”

The Debrief reported on May 14 that Pentagon spokesperson Susan Gough confirmed that U.S. Navy personnel did capture the footage that Corbell posted, but would not disclose where and when it was filmed. She said the footage was included in “ongoing examinations” by the Unidentified Aerial Phenomena Task Force (UAPTF), a U.S. Office of Naval Intelligence program that investigates reports of unexplained aerial vehicles.

Corbell wrote that the footage is not classified, and stills of the spherical UFO were previously included in a UAPTF intelligence briefing from May 1.

The release of U.S. Navy footage of the spherical UFO is just the beginning of what appears to be the long-awaited “disclosure” of UFOs by the U.S. government.

On The Black Vault website, John Greenwald Jr. has archived more than 2,700 pages of the CIA’s once-secret UFO records since the 1980s, now declassified and obtained through the Freedom of Information Act.

Sometime this month U.S. intelligence services are set to deliver a groundbreaking report on “unidentified aerial phenomena” to Congress, at a time when close encounters between UFOs and U.S. Navy fighter jets are sending chills through America. Compiled by the secretary of defense and the director of national intelligence, the report is set to declassify Pentagon knowledge about unexplained aerial objects.

Nick Pope, a former UFO investigator for the UK’s Ministry of Defense, told The Sun Online the world may never know why the Pentagon has done a U-turn after decades of denial on unidentified phenomena.

The Sun reports:

US intelligence services officially closed the book on the controversial issue in 1969 at the conclusion Project Blue Book – which stated there was nothing to see regarding UFOs.

However, in the last three years there has been an abrupt turnaround as the Pentagon took the unprecedented steps of releasing three stunning UFO videos filmed by the US Navy.

And it also confirmed the existence of its secretive UFO investigation unit, before the Senate then commissioned a report on the issue from US intelligence which is due for release [in June]….

British defence officials continue to deny everything about any existence of investigations into the UFO issue or that they are sitting on any unreleased files.

So why are the Americans suddenly opening up this highly controversial and historically stigmatising topic?

Pope told The Sun Online he believes hidden forces are at work behind closed doors: “That is the $64,000 question – for years the US government had been like the UK is now on this issue, very defensive with a policy usually of denial, debunking and commenting as little as possible. And now in the last three and a half years, that policy has been flipped 180 degrees…. Something is playing out right now, powerful forces are at work behind the scenes, pulling the strings on this.

Prominent Democrat politicians like former President Barack Obama, former Nevada Senator Harry Reid, have publicly spoken on UFOs, and director of Hillary Clinton’s failed presidential campaign John Podesta is a  believer:

  • Last month, Obama told The Late Late Show with James Corden that “there is footage and records of objects in the skies that we don’t know exactly what they are”.
  • In a New York Times op/ed, Reid (Daily Caller) wrote that “there is information uncovered by the government’s covert investigations into unidentified aerial phenomena that can be disclosed to the public without harming our national security.”
  • Hacked emails of John Podesta show his avid interest in UFOs. In a June 25, 2014 email disclosed by WikiLeaks, the late NASA astronaut Edgar Mitchell requested “a conversation” with Podesta and President Obama “regarding the next steps in extraterrestrial disclosure for the benefit of our country and our planet.” Podesta proposed a date for an in-person meeting, but Mitchell could not make it.

Harry Reid’s mysterious “sports” injuries

UPDATE (June 4, 2021):

The Telegraph (UK) reports that senior White House officials have been briefed on the findings of the Pentagon UFO report that is due to be released to Congress later this month. According to these officials, the report will say that:

  1. US intelligence officials have found no evidence that a series of unidentified aerial phenomena observed by navy aviators in recent years were alien spacecraft.
  2. The vast majority of 120 incidents documented over the past two decades did not originate from any U.S. military or other advanced U.S. government technology, i.e., they are not part of a secret government program.
  3. Some of the “aerial phenomena” could have been experimental technology from a rival power, such as Russia or China. Especially worrisome is experimental hypersonic technology.
  4. The report rules out some of the phenomena being explained as weather balloons.
  5. The UFO sightings remain unexplained, including the UFOs’ movement and acceleration.
  6. “The final report will also include a classified section that officials insist does not prove the phenomena are alien spaceships, but will nonetheless fuel speculation about how much the American public is being told about the sightings.”

~E

Woman pushes bear off fence to protect her doggies

This is incredible. Yet not surprising.

“Momma Bears” of all species will do anything to protect their babies.

Watch as a woman in California pushes a brown bear (who has cubs with her) off her fence to save her pups:

More details about this incident from Fox News:

“In the video, a bear can be seen climbing over a fence into the house’s garden. Several cubs also appear to be with the larger animal, suggesting that it’s a mother bear. Multiple dogs appear and start barking at the bear. One of the larger dogs runs up to the bear and is struck in the face several times by the larger animal. 

According to a comment by Brenda, the dog was fine although it did suffer from some scratches.

Then, Hailey comes running into the frame and pushes the bear off the fence. While the bear quickly climbed back onto the fence, this gave Hailey enough time to gather the dogs and get them out of the area.

In a later video, Hailey explains that she lives in the mountains and since it is summer, bears aren’t an uncommon sight. According to Hailey, she suffered a sprained finger from the encounter.”

Great job Hailey!

DCG

Tuesday Animals

~E

A sheep who refuses to be a sheeple

The word “sheeple” is a combination of the words “sheep” and “people” — a derogatory term that likens people to sheep, a herd animal that is easily led about. Like sheep, such people are docile, compliant, unthinking, and easily influenced and controlled by a governing power, the media, or market fads.

But there’s a remarkable sheep who simply refuses to be a sheeple.

On April 21, 2021, in Roermond, Netherlands, this sheep stood up to a sheep dog and refused to be herded.

H/t PawMyGosh

~E

Remember on Memorial Day: “They Gave Up Two Lives”

DCG

Majestic Beauty: The Grand Canyon

One place I’ve always wanted to visit is the Grand Canyon. I’ve only seen the Grand Canyon from an airplane and it is so stunning from that view! I can’t imagine what it is like to be on the ground and witness the true beauty of it all.

Located in Arizona, the Canyon was carved by the Colorado River and is 277 miles long and the carvings began millions of years ago. Here’s some fun facts about the Grand Canyon, from The National Park Foundation:

  • The Grand Canyon creates its own weather
  • There are no dinasour bones in the Canyon
  • There are only eight fish species native to the Grand Canyon, six of which are found nowhere outside of the Colorado River
  • There’s a town in the Grand Canyon called Supai Village, within the Havasupai Indian Reservation. It is not reachable by road and mail is still delivered by pack mule!

Supai Village

Here’s a bit of history about the Canyon and how it came to be a national park:

Here’s a video that explains the formation of the Canyon:

Have you ever visited the Grand Canyon? And if you have been, did you walk the Skywalk Bridge (see below)?

DCG

A bat that’s the size of humans

This is the stuff of nightmares.

I wonder if this bat was the inspiration for Bram Stoker‘s 1897 horror novel Dracula.

The giant golden-crowned flying fox (Acerodon jubatus), also known as the golden-capped fruit bat, is a species of mega-bat endemic to the Philippines and one of the largest bat species in the world. It has a wingspan of 4.9–5.6 ft., the longest forearm length of any bat species, measuring up to 8.5 in., and is among the heaviest of all bat species, with individuals weighing up to 3.1 lb.

~E